Thun offers families Alpine lifestyle with excellent value. This assessment calculates family expenses including children's health insurance, larger apartments, and outdoor activities. With safe neighborhoods and nature access, Thun is ideal for families seeking active Swiss living.
Real calculator output for a family in Thun
Based on real Swiss cantonal tax logic, housing indices, and mandatory health insurance baselines.
| Category | Monthly Amount | Context |
|---|---|---|
| Gross Monthly Salary | CHF 18’000 | Base salary input for family |
| Taxes (cantonal & federal) | −CHF 4’590to−CHF 6’570 | Canton Bern: 26%–37% rate |
| Rent (city center) | −CHF 2’080 | Thun market rate (3+ bedroom) |
| Health Insurance | −CHF 863 | Bern base premium (includes child premiums) |
| Food & Groceries | −CHF 927 | Local price index × 3 occupants |
| Transport | −CHF 72 | Thun public transport pass |
| Utilities | −CHF 195 | Adjusted for 3 occupants |
| Lifestyle | −CHF 1’054 | Medium tier × Thun multiplier |
| Estimated Monthly Savings | CHF 6’239toCHF 8’219 | Net after all deductions |
Small changes in rent or tax canton can shift monthly savings by several hundred CHF.
Example Scenario: A professional earning CHF 18’000/month in Thun retains approximately CHF 6’239–8’219 after all expenses. The same salary in Zürich would retain CHF 4’614–6’414 — Thun offers CHF 1’715/month more (CHF 20’580/year).
Understanding what makes Thun unique helps you evaluate if it's the right fit for your relocation.
Compared to Bern, Thun offers approximately CHF 758 higher monthly savings at the same gross salary. Compared to Lucerne, housing is lower but overall savings remain competitive.
For professionals weighing Thun against Swiss Average, Swiss Average offers lower taxes by approximately CHF 1035/month. However, Thun may compensate through other factors like housing or lifestyle costs.
Thun vs Swiss Average housing: Thun requires CHF 802/month more for housing than Swiss Average. Families should weigh this against school quality and neighborhood amenities.
Canton Bern vs Swiss Average: lower premiums than Swiss Average (CHF 380 vs CHF 383 base). Families pay adult premiums plus reduced child rates, multiplying the impact. Choose cantons with lower base premiums to optimize household costs.
Thun vs Swiss average: lower food costs than Swiss Average (99% vs 101% of baseline). While individual purchases differ modestly, cumulative grocery and dining expenses add CHF 50–150/month variance between Swiss cities.
Thun vs Swiss Average: slightly higher transport costs than Swiss Average (CHF 72 vs CHF 67). With excellent Swiss public transit, most professionals avoid car ownership—a decision that saves CHF 500–800/month versus driving.
Thun vs Swiss Average: lower entertainment costs than Swiss Average (0.98× vs 1.02× multiplier). Professionals choosing Thun for savings can reallocate CHF 2492/month toward lifestyle upgrades or accelerated wealth building.
See how changing city, salary, and household type impacts your real monthly savings.
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