Thun, gateway to the Bernese Oberland, offers professionals stunning Alpine access with affordable living. This assessment calculates your expected monthly expenses in this lakeside town near Bern. Popular for outdoor enthusiasts, Thun combines Swiss quality with lower costs than major cities. Our calculator estimates rent, Canton Bern taxes, health insurance, and daily costs.
Real calculator output for a single professional in Thun
Based on real Swiss cantonal tax logic, housing indices, and mandatory health insurance baselines.
| Category | Monthly Amount | Context |
|---|---|---|
| Gross Monthly Salary | CHF 10’000 | Base salary input for single |
| Taxes (cantonal & federal) | −CHF 2’300to−CHF 3’500 | Canton Bern: 23%–35% rate |
| Rent (city center) | −CHF 1’120 | Thun market rate (1-bedroom) |
| Health Insurance | −CHF 380 | Bern base premium |
| Food & Groceries | −CHF 356 | Local price index × 1 occupants |
| Transport | −CHF 72 | Thun public transport pass |
| Utilities | −CHF 150 | Adjusted for 1 occupants |
| Lifestyle | −CHF 490 | Medium tier × Thun multiplier |
| Estimated Monthly Savings | CHF 3’932toCHF 5’132 | Net after all deductions |
Small changes in rent or tax canton can shift monthly savings by several hundred CHF.
Example Scenario: A professional earning CHF 10’000/month in Thun retains approximately CHF 3’932–5’132 after all expenses. The same salary in Zürich would retain CHF 3’194–4’194 — Thun offers CHF 838/month more (CHF 10’056/year).
Understanding what makes Thun unique helps you evaluate if it's the right fit for your relocation.
Compared to Bern, Thun offers approximately CHF 401 higher monthly savings at the same gross salary. Compared to Lucerne, housing is lower but overall savings remain competitive.
For professionals weighing Thun against Swiss Average, Swiss Average offers lower taxes by approximately CHF 375/month. However, Thun may compensate through other factors like housing or lifestyle costs.
Thun vs Swiss Average housing: Thun enables CHF 158/month in housing savings compared to Swiss Average. This positions singles to save more while maintaining urban convenience.
Canton Bern vs Swiss Average: lower premiums than Swiss Average (CHF 380 vs CHF 383 base). Selecting the right plan tier within the canton structure directly impacts monthly budget.
Thun vs Swiss average: lower food costs than Swiss Average (99% vs 101% of baseline). While individual purchases differ modestly, cumulative grocery and dining expenses add CHF 50–150/month variance between Swiss cities.
Thun vs Swiss Average: slightly higher transport costs than Swiss Average (CHF 72 vs CHF 67). With excellent Swiss public transit, most professionals avoid car ownership—a decision that saves CHF 500–800/month versus driving.
Thun vs Swiss Average: lower entertainment costs than Swiss Average (0.98× vs 1.02× multiplier). Professionals choosing Swiss Average for savings can reallocate CHF 205/month toward lifestyle upgrades or accelerated wealth building.
See how changing city, salary, and household type impacts your real monthly savings.
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