Fribourg offers families affordable bilingual living with excellent schools. This assessment calculates family expenses including children's health insurance, larger apartments, and activities. With both French and German-speaking schools, Fribourg is ideal for multilingual families.
Real calculator output for a family in Fribourg
Based on real Swiss cantonal tax logic, housing indices, and mandatory health insurance baselines.
| Category | Monthly Amount | Context |
|---|---|---|
| Gross Monthly Salary | CHF 18’000 | Base salary input for family |
| Taxes (cantonal & federal) | −CHF 4’410to−CHF 6’390 | Canton Fribourg: 25%–36% rate |
| Rent (city center) | −CHF 2’015 | Fribourg market rate (3+ bedroom) |
| Health Insurance | −CHF 931 | Fribourg base premium (includes child premiums) |
| Food & Groceries | −CHF 917 | Local price index × 3 occupants |
| Transport | −CHF 68 | Fribourg public transport pass |
| Utilities | −CHF 195 | Adjusted for 3 occupants |
| Lifestyle | −CHF 1’021 | Medium tier × Fribourg multiplier |
| Estimated Monthly Savings | CHF 6’463toCHF 8’443 | Net after all deductions |
Small changes in rent or tax canton can shift monthly savings by several hundred CHF.
Example Scenario: A professional earning CHF 18’000/month in Fribourg retains approximately CHF 6’463–8’443 after all expenses. The same salary in Zürich would retain CHF 4’614–6’414 — Fribourg offers CHF 1’939/month more (CHF 23’268/year).
Understanding what makes Fribourg unique helps you evaluate if it's the right fit for your relocation.
Compared to Bern, Fribourg offers approximately CHF 982 higher monthly savings at the same gross salary. Compared to Lausanne, housing is lower but overall savings remain stronger.
For professionals weighing Fribourg against Swiss Average, Swiss Average offers lower taxes by approximately CHF 855/month. However, Fribourg may compensate through other factors like housing or lifestyle costs.
Fribourg vs Swiss Average housing: Fribourg requires CHF 737/month more for housing than Swiss Average. Families should weigh this against school quality and neighborhood amenities.
Canton Fribourg vs Swiss Average: higher premiums than Swiss Average (CHF 410 vs CHF 383 base). Families pay adult premiums plus reduced child rates, multiplying the impact. Choose cantons with lower base premiums to optimize household costs.
Fribourg vs Swiss average: lower food costs than Swiss Average (98% vs 101% of baseline). While individual purchases differ modestly, cumulative grocery and dining expenses add CHF 50–150/month variance between Swiss cities.
Fribourg vs Swiss Average: slightly higher transport costs than Swiss Average (CHF 68 vs CHF 67). With excellent Swiss public transit, most professionals avoid car ownership—a decision that saves CHF 500–800/month versus driving.
Fribourg vs Swiss Average: lower entertainment costs than Swiss Average (0.95× vs 1.02× multiplier). Professionals choosing Fribourg for savings can reallocate CHF 2716/month toward lifestyle upgrades or accelerated wealth building.
See how changing city, salary, and household type impacts your real monthly savings.
Start Free Calculator