Fribourg, Switzerland's bilingual city, offers professionals affordable living at the French-German language border. This assessment calculates your expected monthly expenses in this medieval university town. With a growing tech scene and excellent connectivity to Bern and Lausanne, Fribourg combines cultural richness with value. Our calculator estimates rent, taxes, health insurance, and daily costs.
Real calculator output for a single professional in Fribourg
Based on real Swiss cantonal tax logic, housing indices, and mandatory health insurance baselines.
| Category | Monthly Amount | Context |
|---|---|---|
| Gross Monthly Salary | CHF 10’000 | Base salary input for single |
| Taxes (cantonal & federal) | −CHF 2’200to−CHF 3’400 | Canton Fribourg: 22%–34% rate |
| Rent (city center) | −CHF 1’085 | Fribourg market rate (1-bedroom) |
| Health Insurance | −CHF 410 | Fribourg base premium |
| Food & Groceries | −CHF 353 | Local price index × 1 occupants |
| Transport | −CHF 68 | Fribourg public transport pass |
| Utilities | −CHF 150 | Adjusted for 1 occupants |
| Lifestyle | −CHF 475 | Medium tier × Fribourg multiplier |
| Estimated Monthly Savings | CHF 4’059toCHF 5’259 | Net after all deductions |
Small changes in rent or tax canton can shift monthly savings by several hundred CHF.
Example Scenario: A professional earning CHF 10’000/month in Fribourg retains approximately CHF 4’059–5’259 after all expenses. The same salary in Zürich would retain CHF 3’194–4’194 — Fribourg offers CHF 965/month more (CHF 11’580/year).
Understanding what makes Fribourg unique helps you evaluate if it's the right fit for your relocation.
Compared to Bern, Fribourg offers approximately CHF 528 higher monthly savings at the same gross salary. Compared to Lausanne, housing is lower but overall savings remain stronger.
For professionals weighing Fribourg against Swiss Average, Swiss Average offers lower taxes by approximately CHF 275/month. However, Fribourg may compensate through other factors like housing or lifestyle costs.
Fribourg vs Swiss Average housing: Fribourg enables CHF 193/month in housing savings compared to Swiss Average. This positions singles to save more while maintaining urban convenience.
Canton Fribourg vs Swiss Average: higher premiums than Swiss Average (CHF 410 vs CHF 383 base). Selecting the right plan tier within the canton structure directly impacts monthly budget.
Fribourg vs Swiss average: lower food costs than Swiss Average (98% vs 101% of baseline). While individual purchases differ modestly, cumulative grocery and dining expenses add CHF 50–150/month variance between Swiss cities.
Fribourg vs Swiss Average: slightly higher transport costs than Swiss Average (CHF 68 vs CHF 67). With excellent Swiss public transit, most professionals avoid car ownership—a decision that saves CHF 500–800/month versus driving.
Fribourg vs Swiss Average: lower entertainment costs than Swiss Average (0.95× vs 1.02× multiplier). Professionals choosing Swiss Average for savings can reallocate CHF 78/month toward lifestyle upgrades or accelerated wealth building.
See how changing city, salary, and household type impacts your real monthly savings.
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