📅 Last updated: 2026-02-24

Cost of Living in Uri for a Couple (2026) – Salary, Rent, Taxes & Savings

Uri offers couples affordable Alpine living with improved accessibility via the Gotthard Base Tunnel. This assessment calculates combined expenses for two adults. For couples who value nature and savings, Uri provides exceptional value while maintaining connection to major Swiss cities.

With a gross salary of CHF 16’000, a couple in Uri can expect to save CHF 7’471–CHF 8’911 per month, placing them above the Swiss urban comfort threshold.
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Real calculator output for a couple in Uri

Based on real Swiss cantonal tax logic, housing indices, and mandatory health insurance baselines.

📍 Uri 👤 Couple 💰 CHF 16’000/month
In Uri, fixed costs consume approximately 23% of a couple's gross income, which is 4% lower than the Swiss average of ~27% (using Swiss Average as a reference baseline).
Gross Salary
CHF 16’000
Monthly income
Base salary input
Estimated Taxes
CHF 3’360 – CHF 4’800
21% – 30% rate
Derived from Uri cantonal logic
Housing
CHF 1’500
City center rent
Based on Uri rental index
Health Insurance
CHF 650
Mandatory coverage
Uri cantonal premium baseline
Living Costs
CHF 1’579
Food, transport, lifestyle
Weighted by local indices
Monthly Savings
CHF 7’471 – CHF 8’911
After all expenses
Net of taxes and costs
Taxes and Housing together account for approximately 71% of total costs in Uri.
For a couple in Uri, taxes represents the largest monthly expense at CHF 4’080, followed by housing at CHF 1’500. Canton Uri's moderate tax rates and affordable housing market create this cost structure.
Category Monthly Amount Context
Gross Monthly Salary CHF 16’000 Base salary input for couple
Taxes (cantonal & federal) −CHF 3’360to−CHF 4’800 Canton Uri: 21%–30% rate
Rent (city center) −CHF 1’500 Uri market rate (2-bedroom)
Health Insurance −CHF 650 Uri base premium
Food & Groceries −CHF 691 Local price index × 2 occupants
Transport −CHF 55 Uri public transport pass
Utilities −CHF 173 Adjusted for 2 occupants
Lifestyle −CHF 660 Medium tier × Uri multiplier
Estimated Monthly Savings CHF 7’471toCHF 8’911 Net after all deductions

Small changes in rent or tax canton can shift monthly savings by several hundred CHF.

⚠️ Note: These estimates are derived from cantonal tax logic, local housing indices, and health insurance baseline models. Your actual costs depend on specific deductions, insurance choices, and lifestyle. Use our calculator for a personalized assessment with your exact inputs.

Example Scenario: A professional earning CHF 16’000/month in Uri retains approximately CHF 7’471–8’911 after all expenses. The same salary in Zürich would retain CHF 4’662–6’262 — Uri offers CHF 2’729/month more (CHF 32’748/year).

Why Uri Is More or Less Expensive Than Other Swiss Cities

Understanding what makes Uri unique helps you evaluate if it's the right fit for your relocation.

Compared to Zürich, Uri offers approximately CHF 2’729 higher monthly savings at the same gross salary. Compared to Genève, housing is lower but overall savings remain stronger.

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Tax Rates

For professionals weighing Uri against Swiss Average, Uri delivers a stronger after-tax position—up to CHF 40 less in monthly taxes. This makes Uri the rational choice for income-focused relocators.

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Housing Market

Uri vs Swiss Average housing: Uri requires CHF 222/month more for housing than Swiss Average. Couples sharing costs may find this trade-off acceptable for career benefits.

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Health Insurance

Canton Uri vs Swiss Average: lower premiums than Swiss Average (CHF 325 vs CHF 383 base). Couples pay double premiums, amplifying canton differences. Choose cantons with lower base premiums to optimize household costs.

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Living Costs

Uri vs Swiss average: lower food costs than Swiss Average (100% vs 101% of baseline). While individual purchases differ modestly, cumulative grocery and dining expenses add CHF 50–150/month variance between Swiss cities.

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Transport

Uri vs Swiss Average: lower transport costs than Swiss Average (CHF 55 vs CHF 67). With excellent Swiss public transit, most professionals avoid car ownership—a decision that saves CHF 500–800/month versus driving.

Lifestyle & Entertainment

Uri vs Swiss Average: lower entertainment costs than Swiss Average (1.00× vs 1.02× multiplier). Professionals choosing Uri for savings can reallocate CHF 3454/month toward lifestyle upgrades or accelerated wealth building.

Frequently Asked Questions

Uri is very affordable. A couple earning CHF 16,000 combined can expect CHF 9,500-11,000 in monthly savings.
Couples spend CHF 5,000-6,500 monthly: taxes (CHF 2,700-4,200), rent (CHF 1,300), health insurance (CHF 650), and living costs (CHF 850).
A combined gross of CHF 10,000-14,000 provides savings of CHF 6,000-9,000.
Yes, the Gotthard Base Tunnel makes Lucerne accessible in 30 minutes. Zürich is about 60 minutes by direct train.
Ideal. Skiing, hiking, and lake activities are at your doorstep. The dramatic Alpine setting is unmatched.

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