Thurgau, the "Apple Canton" on Lake Constance, offers professionals affordable living in a beautiful lakeside setting. This assessment calculates your expected monthly expenses. With lower rents and taxes than neighboring Zürich, Thurgau attracts commuters and those seeking value. The canton's growing economy and proximity to Winterthur and Zürich make it increasingly popular.
Real calculator output for a single professional in Thurgau
Based on real Swiss cantonal tax logic, housing indices, and mandatory health insurance baselines.
| Category | Monthly Amount | Context |
|---|---|---|
| Gross Monthly Salary | CHF 10’000 | Base salary input for single |
| Taxes (cantonal & federal) | −CHF 2’000to−CHF 3’000 | Canton Thurgau: 20%–30% rate |
| Rent (city center) | −CHF 1’120 | Thurgau market rate (1-bedroom) |
| Health Insurance | −CHF 380 | Thurgau base premium |
| Food & Groceries | −CHF 349 | Local price index × 1 occupants |
| Transport | −CHF 65 | Thurgau public transport pass |
| Utilities | −CHF 150 | Adjusted for 1 occupants |
| Lifestyle | −CHF 460 | Medium tier × Thurgau multiplier |
| Estimated Monthly Savings | CHF 4’476toCHF 5’476 | Net after all deductions |
Small changes in rent or tax canton can shift monthly savings by several hundred CHF.
Example Scenario: A professional earning CHF 10’000/month in Thurgau retains approximately CHF 4’476–5’476 after all expenses. The same salary in Zürich would retain CHF 3’194–4’194 — Thurgau offers CHF 1’282/month more (CHF 15’384/year).
Understanding what makes Thurgau unique helps you evaluate if it's the right fit for your relocation.
Compared to Zürich, Thurgau offers approximately CHF 1’282 higher monthly savings at the same gross salary. Compared to St. Gallen, housing is lower but overall savings remain stronger.
For professionals weighing Thurgau against Swiss Average, Thurgau delivers a stronger after-tax position—up to CHF 25 less in monthly taxes. This makes Thurgau the rational choice for income-focused relocators.
Thurgau vs Swiss Average housing: Thurgau enables CHF 158/month in housing savings compared to Swiss Average. This positions singles to save more while maintaining urban convenience.
Canton Thurgau vs Swiss Average: lower premiums than Swiss Average (CHF 380 vs CHF 383 base). Selecting the right plan tier within the canton structure directly impacts monthly budget.
Thurgau vs Swiss average: lower food costs than Swiss Average (97% vs 101% of baseline). While individual purchases differ modestly, cumulative grocery and dining expenses add CHF 50–150/month variance between Swiss cities.
Thurgau vs Swiss Average: lower transport costs than Swiss Average (CHF 65 vs CHF 67). With excellent Swiss public transit, most professionals avoid car ownership—a decision that saves CHF 500–800/month versus driving.
Thurgau vs Swiss Average: lower entertainment costs than Swiss Average (0.92× vs 1.02× multiplier). Professionals choosing Thurgau for savings can reallocate CHF 239/month toward lifestyle upgrades or accelerated wealth building.
See how changing city, salary, and household type impacts your real monthly savings.
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